Durham, Northumberland and Peterborough Real Estate

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Ontario Property Tax Rates 2024

Last update February 12, 2024

Municipalities across Ontario are required to have budgets completed and approved by April 30 of each year. The province also completes the education levy, which is included in the municipal tax rate, by this time. 

If you see a 2024 update for a municipality that isn't showing on this page, kindly send me an email with a link to the municipality web page to johnowen@remax.net

Which cities have the highest taxes in Ontario for 2023?

The chart below shows the cities in Ontario with the highest residential property taxes for 2023:

Highest property tax rates in Ontario 2023

Windsor has the highest property tax rate in 2023 for Ontario.

Which cities have the lowest taxes in Ontario for 2023?

These are the cities with the lowest municipal tax rates for homes in Ontario. This list is updated as more cities publish their rates for the year.

Lowest property taxes in Ontario 2023

Markham has the lowest property tax rate in Ontario in 2023.
Up until 2022, Toronto had that distinction.

Ontario Property Tax Rates by City for 2023

Municipal Property Tax Rates 2023









Property Class and Percentage
Property Assessed Value and Tax

MunicipalityResidentialMulti Res.CommercialIndustrial
600,000800,0001,000,000
PhoneRegion
Ajax1.1832152.0758972.3738122.964640
          7,099          9,466        11,832
905-683-4550 x 361Durham
Brock1.2807662.2579762.5152613.162035
          7,685        10,246        12,808
705-432-2355Durham
Clarington1.2241412.1522852.4331543.047453
          7,345          9,793        12,241
905-623-3379Durham
Oshawa1.3762072.4361162.6536513.355159
          8,257        11,010        13,762
905-725-3356Durham
Pickering1.1606052.0336962.3410282.918889
          6,964          9,285        11,606
905-420-4614Durham
Scugog1.1773262.0649052.3652732.952724
          7,064          9,419        11,773
905-985-7346Durham
Uxbridge1.1113241.9452812.2272342.823038
          6,668          8,891        11,113
905-852-9181x210Durham
Whitby1.1199432.1061702.3973292.997459
          6,720          8,960        11,199
905-430-4304Durham
Aurora0.8033040.8033041.7462701.948580
          4,820          6,426          8,033
905-727-3123GTA
Brampton1.0393111.6641612.0296342.182877
          6,236          8,314        10,393
905-874-2000GTA
Burlington0.8071981.4613941.7233912.247730
          4,843          6,458          8,072
905-335-7750GTA
Caledon0.8415131.3388561.8725212.161480
          5,049          6,732          8,415
905-874-2000GTA
East Gwillimbury0.8210180.8210181.7698671.977687
          4,926          6,568          8,210
905-478-4282GTA
Georgina1.0688491.0688492.1000032.384923
          6,413          8,551        10,688
905-476-4301GTA
King Township0.8290140.8290141.7805181.990826
          4,974          6,632          8,290
905-833-5321GTA
Markham0.6627080.6627081.5756681.817552
          3,976          5,302          6,627
905-475-4864GTA
Milton0.7348681.3167371.6180432.096512
          4,409          5,879          7,349
905-878-7252GTA
Mississauga0.8815401.0750431.9851782.049905
          5,289          7,052          8,815
905-615-4311GTA
Newmarket0.8412540.8412541.7968232.010938
          5,048          6,730          8,413
905-895-5193GTA
Oakville0.7604371.3678731.6552842.149968
          4,563          6,083          7,604
905-845-6601GTA
Richmond Hill0.6914720.6914721.5972991.764817
          4,149          5,532          6,915
905-771-8949GTA
Stouffville0.7440350.7440351.6673181.851189
          4,464          5,952          7,440
905-640-1900GTA
Toronto0.6662741.1278482.1698172.170926
          3,998          5,330          6,663
416-338-4829GTA
Vaughan0.6950930.6950931.6021221.770767
          4,171          5,561          6,951
905-832-8566GTA
Belleville1.7517463.3504923.9481894.716990
        10,510        14,014        17,517
613-967-3243East
Brighton1.3684622.3408302.7031923.432469
          8,211        10,948        13,685
613-475-0670x201East
Brockville1.4853272.5112193.4756534.361515
          8,912        11,883        14,853
613-342-8772East
Cobourg




               -                 -                 -  
905-372-4301East
Cornwall1.7747813.1826844.0273915.145284
        10,649        14,198        17,748
613-930-2787East
Gananoque1.5473402.7290503.4560503.520890
          9,284        12,379        15,473
613-382-2149East
Hamilton Township1.2272692.0866812.4914083.135965
          7,364          9,818        12,273
905-342-2810East
Kingston (central)1.4446082.3238713.4084264.238465
          8,668        11,557        14,446
613-546-0000East
Ottawa1.2499131.7498782.3998333.199777
          7,499          9,999        12,499
613-580-2424East
Pembroke1.7068243.1671023.9565724.966557
        10,241        13,655        17,068
613-735-3660East
Port Hope1.7220812.9789663.2349714.176959
        10,332        13,777        17,221
905-883-4544East
Quinte West (Trenton)1.5007912.8485832.9535774.176698
          9,005        12,006        15,008
613-392-2841x4902East
Barrie1.2911761.2911762.5111502.605848
          7,747        10,329        12,912
705-726-4242Central
Bracebridge1.3492731.3492731.9969172.115597
          8,096        10,794        13,493
705-645-5264Central
Cavan Monaghan1.2931451.7379162.1325622.639473
          7,759        10,345        12,931
705-932-9338Central
Collingwood1.1854251.1854252.1419332.111167
          7,113          9,483        11,854
705-445-2448Central
Gravenhurst1.3009851.3009851.9437982.062478
          7,806        10,408        13,010
705-687-3412Central
Peterborough1.5376562.8492162.9569842.956984
          9,226        12,301        15,377
705-742-7777Central
Lindsay1.3759132.5460243.0347752.983445
          8,255        11,007        13,759
705-324-9411Central
Bexley1.0674201.9423582.1412642.111219
          6,405          8,539        10,674
705-324-9411Central
Bobcaygeon1.0920011.9904582.1751682.144315
          6,552          8,736        10,920
705-324-9411Central
Verulam1.0674201.9423582.1412642.111219
          6,405          8,539        10,674
705-324-9411Central
Carden / Dalton1.0674201.9423582.1412642.111219
          6,405          8,539        10,674
705-324-9411Central
Eldon1.0674201.9423582.1412642.111219
          6,405          8,539        10,674
705-324-9411Central
Emily1.0674201.9423582.1412642.111219
          6,405          8,539        10,674
705-324-9411Central
Fenelon Falls1.0920011.9904582.1751682.144315
          6,552          8,736        10,920
705-324-9411Central
Fenelon Township1.1381612.0807862.2388382.206468
          6,829          9,105        11,382
705-324-9411Central
Laxton, Digby & Longford1.0674201.9423582.1412642.111219
          6,405          8,539        10,674
705-324-9411Central
Manvers1.1381612.0807862.2388382.206468
          6,829          9,105        11,382
705-324-9411Central
Mariposa1.0674201.9423582.1412642.111219
          6,405          8,539        10,674
705-324-9411Central
Omemee1.0920011.9904582.1751682.144315
          6,552          8,736        10,920
705-324-9411Central
Ops1.2034242.0986462.3288552.294341
          7,221          9,627        12,034
705-324-9411Central
Sturgeon Point1.0773951.9618782.1550232.124650
          6,464          8,619        10,774
705-324-9411Central
Woodville1.0773951.9618782.1550232.124650
          6,464          8,619        10,774
705-324-9411Central
Midland1.5873021.5873022.6331482.590406
          9,524        12,698        15,873
705-526-4275Central
Orillia1.4556841.9480993.2678203.279544
          8,734        11,645        14,557
705-325-1311Central
Brantford1.3846902.4473923.0301612.380430
          8,308        11,078        13,847
519-759-4150Southwest
Hamilton1.3265352.6883093.1438734.427319
          7,959        10,612        13,265
905-634-2971Southwest
Stoney Creek1.2137062.5050092.9801984.170853
          7,282          9,710        12,137
905-634-2971Southwest
Glanbrook1.2225462.5246122.9977014.198279
          7,335          9,780        12,225
905-634-2971Southwest
Ancaster1.2157462.5095332.9842374.177182
          7,294          9,726        12,157
905-634-2971Southwest
Dundas1.2034952.4823672.9599804.139173
          7,221          9,628        12,035
905-634-2971Southwest
Flamborough1.1633692.3933932.8805314.014683
          6,980          9,307        11,634
905-634-2971Southwest
Cambridge1.3075502.4043703.1313703.131370
          7,845        10,460        13,076
519-623-1340Southwest
Guelph1.2290792.0752093.0825373.622539
          7,374          9,833        12,291
519-822-1260Southwest
Kitchener1.2120542.2181562.9451563.689910
          7,272          9,696        12,121
519-741-2450Southwest
Orangeville1.3908602.6251722.3880253.597412
          8,345        11,127        13,909
519-941-0440Southwest
Sarnia1.5964883.0399763.2287003.835646
          9,579        12,772        15,965
519-332-0330Southwest
St. Catharines1.6387273.0798833.4575874.787463
          9,832        13,110        16,387
905-688-5600Southwest
St. Thomas1.6218473.0751913.5130284.191698
          9,731        12,975        16,218
519-631-1680Southwest
Waterloo1.2041752.2027912.9297912.929791
          7,225          9,633        12,042
519-747-8718Southwest
Welland1.7571903.3132553.6631095.099020
        10,543        14,058        17,572
905-735-1700Southwest
Windsor1.9396613.7263224.4783255.017512
        11,638        15,517        19,397
877-746-4311Southwest
London1.0958752.3894413.3785973.378597
          6,575          8,767        10,959
519-661-2489Southwest
Niagara Falls1.5050632.8165653.2256954.435927
          9,030        12,041        15,051
905-356-7521Southwest
Kenora1.3090352.0304012.6616282.955724
          7,854        10,472        13,090
807-467-2000North
North Bay1.6643203.1605273.7212822.995848
          9,986        13,315        16,643
705-474-0400North
Parry Sound1.6696452.4499363.3376902.949856
        10,018        13,357        16,696
705-746-2101North
Sault Ste. Marie1.7206551.8492033.9762537.539246
        10,324        13,765        17,207
705-759-5290North
Sudbury1.6495233.0936683.7413526.071108
          9,897        13,196        16,495
705-671-2489North
Thunder Bay1.7089213.2492843.9607234.568834
        10,254        13,671        17,089
807-625-2230North
Timmins1.9331033.4376994.4046045.330258
        11,599        15,465        19,331

North

© John Owen, 2023

Ontario Property Tax Rates by City for 2022

Municipal Property Tax Rates 2022


https://johnowen.realtor/





Property Class and Percentage
Property Assessed Value and Tax

MunicipalityResidentialMulti Res.CommIndustrial
600,000800,0001,000,000
Phone
Ajax1.11644301.95126602.27699202.8295270
6,699  8,932  11,164 
905-683-4550 x 361
Brock1.23251702.16792002.44529903.0644030
7,395  9,860  12,325 
705-432-2355
Clarington1.17455502.05973302.36125502.9471170
7,047  9,396  11,746 
905-623-3379
Oshawa1.32562502.34170602.68030603.2528070
7,954  10,605  13,256 
905-725-3356
Pickering1.10119101.92280002.25487702.7986650
6,607  8,810  11,012 
905-420-4614
Scugog1.11623501.95087902.22766902.8291060
6,697  8,930  11,162 
905-985-7346
Uxbridge1.06276901.85108402.19916402.6673770
6,377  8,502  10,628 
905-852-9181x210
Whitby1.14707802.00844702.32141302.8915170
6,882  9,177  11,471 
905-430-4304
------------ GTA --------------








Aurora0.78007200.78007201.71532201.9104040
4,680  6,241  7,801 
905-727-3123
Brampton0.98078101.56436701.95371502.0968380
5,885  7,846  9,808 
905-874-2000
East Gwillimbury0.79465500.79465501.73474801.9343670
4,768  6,357  7,947 
905-478-4282
King Township0.80062000.80062001.74269501.9441690
4,804  6,405  8,006 
905-833-5321
Markham0.64501700.64501701.55210301.7884830
3,870  5,160  6,450 
905-475-4864
Milton0.70345601.25391201.57229102.0308380
4,221  5,628  7,035 
905-878-7252
Mississauga0.82973801.00943801.90659701.9729470
4,978  6,638  8,297 
905-615-4311
Newmarket0.81062800.81062801.75602701.9606140
4,864  6,485  8,106 
905-895-5193
Orangeville1.35304102.55308302.34405003.5181710
8,118  10,824  13,530 
519-941-0440
Richmond Hill0.67065000.67065001.56956201.7306020
4,024  5,365  6,707 
905-771-8949
Stouffville0.74403500.75503501.66731801.8511890
4,464  5,952  7,440 
905-640-1900
Toronto0.63193301.09338402.12200902.0846810
3,792  5,055  6,319 
416-338-4829
Vaughan0.68278400.68278401.58572701.7505420
4,097  5,462  6,828 
905-832-8566
------ OUTSIDE GTA -----








Port Hope1.62612703.09925403.08969103.9735670
9,757  13,009  16,261 
905-883-4544
Cobourg1.49568002.83835002.89401003.6996200
8,974  11,965  14,957 
905-372-4301
Hamilton Township1.16902902.18505802.40404403.0136570
7,014  9,352  11,690 
905-342-2810
Brighton1.29003902.42707802.58555903.2677820
7,740  10,320  12,900 
613-475-0670x201
Quinte West (Trenton)1.42728502.70157002.84048804.3669020
8,564  11,418  14,273 
613-392-2841x4902
Cavan Monaghan1.24791901.88461502.08287802.5696790
7,488  9,983  12,479 
705-932-9338
Peterborough1.49144402.75923202.88766602.8876660
8,949  11,932  14,914 
705-742-7777
Lindsay1.32445402.44532702.49579202.4573010
7,947  10,596  13,245 
705-324-9411
Belleville1.69821303.24342603.84545204.5885410
10,189  13,586  16,982 
613-967-3243
Kingston (central)1.39936602.24752103.31949904.1203440
8,396  11,195  13,994 
613-546-0000
Barrie1.25482201.25482202.45905002.5507240
7,529  10,039  12,548 
705-726-4242
Burlington0.75383801.35467701.64567402.1361740
4,523  6,031  7,538 
905-335-7750
Oakville0.73232401.31164801.61433602.0911920
4,394  5,859  7,323 
905-845-6601
Hamilton1.24524902.73005103.04265204.3735700
7,471  9,962  12,452 
905-634-2971
Cambridge1.23258002.25816002.98516002.9851600
7,395  9,861  12,326 
519-623-1340
Guelph1.18371301.99417102.77651203.1525160
7,102  9,470  11,837 
519-822-1260
Kitchener1.14112202.07983803.46318002.8068380
6,847  9,129  11,411 
519-741-2450
Waterloo0.84883800.84883802.78863002.7886300
5,093  6,791  8,488 
519-747-8718
Orillia1.42283101.90282703.20760003.2190290
8,537  11,383  14,228 
705-325-1311
St. Catharines1.49393802.79464603.20639404.4066670
8,964  11,952  14,939 
905-688-5600
Windsor1.85376003.55452004.30532004.8185840
11,123  14,830  18,538 
877-746-4311
London1.42230802.32590303.67437803.6743780
8,534  11,378  14,223 
519-661-2489
Niagara Falls1.34601502.50323802.94976104.0176280
8,076  10,768  13,460 
905-356-7521
Ottawa1.14456501.53726402.74078503.4011000
6,867  9,157  11,446 
613-580-2424
North Bay1.61912003.07057903.63630602.9325680
9,715  12,953  16,191 
705-474-0400
Sarnia1.55643102.95986103.16352303.7536260
9,339  12,451  15,564 
519-332-0330
Thunder Bay1.63410403.11520803.85903204.3914550
9,805  13,073  16,341 
807-625-2230




© John Owen, 2022














Who has the highest property taxes in Ontario?

The city with the highest property tax rate in Ontario for 2023 is Windsor, with a rate of 1.939661%!

The city with the highest property tax rate in the GTA for 2023 is Oshawa, with a rate of 1.376207%.

Who has the lowest property taxes in Ontario?

Markham has the lowest property tax rate in the province of Ontario for 2023 at 0.662708%.

The rates listed in some of the communities that are located outside of the GTA might help to placate those who think they have the highest tax rates. The grass isn't always greener!

If you look at the average property in each city, the difference in assessed values for similar properties actually makes our area comparable in municipal taxes paid to other GTA cities.

Understanding the municipal tax process

First, we need to understand that our municipal governments have to provide similar services, regardless of how much our properties are worth. In virtually all budgets, the number one expense is for the salaries of public employees - police, fire, EMS, municipal workers, road maintenance, etc. Those people make roughly the same amount from one community to the next.

In those cities with higher average property values, they can apply a lower tax rate to come up with a similar amount of revenue. Of course, there will be differences based on population size and other factors, but you get the idea.

Without delving too much into the process, they establish a budget, and determine from that how much revenue needs to come from property taxes. They then adjust what is called the millage (or mill) rate of each property type to come up with the amount needed to reach the revenue target.

Changes to the assessment value and rate each year are designed to be revenue-neutral. This means that when your MPAC assessment increases, it will be multiplied by a lower tax rate to come up with the same amount of tax. Of course, this assumes that you haven't made any material change to your property, and also that the municipality hasn't increased it's budget. Budgets do increase, for inflation and changes in service levels.

Toronto vs. Oshawa Taxes

For example, the City of Toronto has one of the lowest rates in the province. That may sound wonderful, but when you take into account that it also has one of the highest property assessment averages, the actual amount of municipal tax you pay there isn't much different than in other places.  For example, the average assessment for a single family home in 2016 was $770,000 in Toronto, and in Oshawa, it was $356,000.  

- Toronto $770,000 times 0.688% or $5,298
- Oshawa $356,000 times 1.561% or $5,557


Assessments are completed every 4 years by the Municipal Property Assessment Corporation (MPAC). An increase to the assessment value of a home is phased in over a 4 year period, whereas a decrease is applied immediately when calculating taxes.


Also, when you buy a property in Toronto, you must also pay a Municipal Land Transfer Tax on top of the Provincial Land Transfer Tax.  This is a particularly heavy burden for this market, as it adds more to the closing costs that need to be saved for along with the down payment, making it even more difficult in one of the most expensive areas for real estate in Canada.

How property taxes impact the average homeowner


Using the information from the previous table, and average property assessment values for 2016 (MPAC statistics), let's see how the average single family home fares:



City

 Average Value 

2016 Rate

Property  Tax

 Toronto  $770,000  0.688  $5,298 
 Mississauga736,000 0.874 6,433 
 Markham991,000 0.783 7,760 
 Richmond  Hill1,028,000 0.811 8,337 
 Oshawa356,000 1.561 5,557 
 Whitby533,000 1.294 6,897 
 Pickering 563,000 1.266 7,128 
 Ajax511,000 1.266 6,469 
 Clarington 402,000 1.330 5,347 
 Scugog414,000 1.213 5,022 



Of course, these figures only represent averages. On higher-end properties, the rates will have a bigger impact. The rates are also different for different property types, and there are many variations of classes in commercial and industrial properties.  If you have a question regarding another type or another municipality in the area, you can contact me and I would be happy to explain further.



Related articles:


Property Tax Calculator - Durham Region


Why are Property Tax Rates so High in Oshawa?