Durham Region Real Estate Blog - John Owen

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Durham Region Property Tax Rates - GTA and Ontario 2023

Durham Region Property Tax Rates - GTA and Ontario 2023

Compare Durham Region Property Tax Rates 2023

Last updated August 8, 2023

Municipalities across Durham Region, the GTA and Ontario typically have budgets completed and approved by April 30 of each year. The province also completes the education levy, which is included in the municipal tax rate, by this time. Tax rates for 2023 are published after this date and will be updated here once available.

If you see a 2023 update for a municipality that isn't showing yet on this page, kindly send me an email with a link to the municipality web page at johnowen@remax.net

Lowest property tax rates in Ontario 2023
Highest property taxes in Ontario 2023

 Ontario Property Taxes by City 2023

Municipal Property Tax Rates 2023
Property Class and PercentageProperty Assessed Value and Tax 
MunicipalityResidentialMulti Res.CommercialIndustrial600,000800,0001,000,000 PhoneRegion
Ajax1.1832152.0758972.3738122.964640          7,099          9,466        11,832905-683-4550 x 361Durham
Brock1.2807662.2579762.5152613.162035          7,685        10,246        12,808705-432-2355Durham
Clarington1.2241412.1522852.4331543.047453          7,345          9,793        12,241905-623-3379Durham
Oshawa1.3762072.4361162.6536513.355159          8,257        11,010        13,762905-725-3356Durham
Pickering1.1606052.0336962.3410282.918889          6,964          9,285        11,606905-420-4614Durham
Scugog1.1773262.0649052.3652732.952724          7,064          9,419        11,773905-985-7346Durham
Uxbridge1.1113241.9452812.2272342.823038          6,668          8,891        11,113905-852-9181x210Durham
Whitby1.1199432.1061702.3973292.997459          6,720          8,960        11,199905-430-4304Durham
Aurora0.8033040.8033041.7462701.948580          4,820          6,426          8,033905-727-3123GTA
Brampton1.0393111.6641612.0296342.182877          6,236          8,314        10,393905-874-2000GTA
Burlington0.8071981.4613941.7233912.247730          4,843          6,458          8,072905-335-7750GTA
Caledon0.8415131.3388561.8725212.161480          5,049          6,732          8,415905-874-2000GTA
East Gwillimbury0.8210180.8210181.7698671.977687          4,926          6,568          8,210905-478-4282GTA
Georgina1.0688491.0688492.1000032.384923          6,413          8,551        10,688905-476-4301GTA
King Township0.8290140.8290141.7805181.990826          4,974          6,632          8,290905-833-5321GTA
Markham0.6627080.6627081.5756681.817552          3,976          5,302          6,627905-475-4864GTA
Milton0.7348681.3167371.6180432.096512          4,409          5,879          7,349905-878-7252GTA
Mississauga0.8815401.0750431.9851782.049905          5,289          7,052          8,815905-615-4311GTA
Newmarket0.8412540.8412541.7968232.010938          5,048          6,730          8,413905-895-5193GTA
Oakville0.7604371.3678731.6552842.149968          4,563          6,083          7,604905-845-6601GTA
Richmond Hill0.6914720.6914721.5972991.764817          4,149          5,532          6,915905-771-8949GTA
Stouffville0.7440350.7440351.6673181.851189          4,464          5,952          7,440905-640-1900GTA
Toronto0.6662741.1278482.1698172.170926          3,998          5,330          6,663416-338-4829GTA
Vaughan0.6950930.6950931.6021221.770767          4,171          5,561          6,951905-832-8566GTA
Belleville1.7517463.3504923.9481894.716990        10,510        14,014        17,517613-967-3243East
Brighton1.3684622.3408302.7031923.432469          8,211        10,948        13,685613-475-0670x201East
Brockville1.4853272.5112193.4756534.361515          8,912        11,883        14,853613-342-8772East
Cobourg               -                 -                 -  905-372-4301East
Cornwall1.7747813.1826844.0273915.145284        10,649        14,198        17,748613-930-2787East
Gananoque1.5473402.7290503.4560503.520890          9,284        12,379        15,473613-382-2149East
Hamilton Township1.2272692.0866812.4914083.135965          7,364          9,818        12,273905-342-2810East
Kingston (central)1.4446082.3238713.4084264.238465          8,668        11,557        14,446613-546-0000East
Ottawa1.2499131.7498782.3998333.199777          7,499          9,999        12,499613-580-2424East
Pembroke1.7068243.1671023.9565724.966557        10,241        13,655        17,068613-735-3660East
Port Hope1.7220812.9789663.2349714.176959        10,332        13,777        17,221905-883-4544East
Quinte West (Trenton)1.5007912.8485832.9535774.176698          9,005        12,006        15,008613-392-2841x4902East
Barrie1.2911761.2911762.5111502.605848          7,747        10,329        12,912705-726-4242Central
Bracebridge1.3492731.3492731.9969172.115597          8,096        10,794        13,493705-645-5264Central
Cavan Monaghan1.2931451.7379162.1325622.639473          7,759        10,345        12,931705-932-9338Central
Collingwood1.1854251.1854252.1419332.111167          7,113          9,483        11,854705-445-2448Central
Gravenhurst1.3009851.3009851.9437982.062478          7,806        10,408        13,010705-687-3412Central
Peterborough1.5376562.8492162.9569842.956984          9,226        12,301        15,377705-742-7777Central
Lindsay1.3759132.5460243.0347752.983445          8,255        11,007        13,759705-324-9411Central
Bexley1.0674201.9423582.1412642.111219          6,405          8,539        10,674705-324-9411Central
Bobcaygeon1.0920011.9904582.1751682.144315          6,552          8,736        10,920705-324-9411Central
Verulam1.0674201.9423582.1412642.111219          6,405          8,539        10,674705-324-9411Central
Carden / Dalton1.0674201.9423582.1412642.111219          6,405          8,539        10,674705-324-9411Central
Eldon1.0674201.9423582.1412642.111219          6,405          8,539        10,674705-324-9411Central
Emily1.0674201.9423582.1412642.111219          6,405          8,539        10,674705-324-9411Central
Fenelon Falls1.0920011.9904582.1751682.144315          6,552          8,736        10,920705-324-9411Central
Fenelon Township1.1381612.0807862.2388382.206468          6,829          9,105        11,382705-324-9411Central
Laxton, Digby & Longford1.0674201.9423582.1412642.111219          6,405          8,539        10,674705-324-9411Central
Manvers1.1381612.0807862.2388382.206468          6,829          9,105        11,382705-324-9411Central
Mariposa1.0674201.9423582.1412642.111219          6,405          8,539        10,674705-324-9411Central
Omemee1.0920011.9904582.1751682.144315          6,552          8,736        10,920705-324-9411Central
Ops1.2034242.0986462.3288552.294341          7,221          9,627        12,034705-324-9411Central
Sturgeon Point1.0773951.9618782.1550232.124650          6,464          8,619        10,774705-324-9411Central
Woodville1.0773951.9618782.1550232.124650          6,464          8,619        10,774705-324-9411Central
Midland1.5873021.5873022.6331482.590406          9,524        12,698        15,873705-526-4275Central
Orillia1.4556841.9480993.2678203.279544          8,734        11,645        14,557705-325-1311Central
Brantford1.3846902.4473923.0301612.380430          8,308        11,078        13,847519-759-4150Southwest
Hamilton1.3265352.6883093.1438734.427319          7,959        10,612        13,265905-634-2971Southwest
Stoney Creek1.2137062.5050092.9801984.170853          7,282          9,710        12,137905-634-2971Southwest
Glanbrook1.2225462.5246122.9977014.198279          7,335          9,780        12,225905-634-2971Southwest
Ancaster1.2157462.5095332.9842374.177182          7,294          9,726        12,157905-634-2971Southwest
Dundas1.2034952.4823672.9599804.139173          7,221          9,628        12,035905-634-2971Southwest
Flamborough1.1633692.3933932.8805314.014683          6,980          9,307        11,634905-634-2971Southwest
Cambridge1.3075502.4043703.1313703.131370          7,845        10,460        13,076519-623-1340Southwest
Guelph1.2290792.0752093.0825373.622539          7,374          9,833        12,291519-822-1260Southwest
Kitchener1.2120542.2181562.9451563.689910          7,272          9,696        12,121519-741-2450Southwest
Orangeville1.3908602.6251722.3880253.597412          8,345        11,127        13,909519-941-0440Southwest
Sarnia1.5964883.0399763.2287003.835646          9,579        12,772        15,965519-332-0330Southwest
St. Catharines1.6387273.0798833.4575874.787463          9,832        13,110        16,387905-688-5600Southwest
St. Thomas1.6218473.0751913.5130284.191698          9,731        12,975        16,218519-631-1680Southwest
Waterloo1.2041752.2027912.9297912.929791          7,225          9,633        12,042519-747-8718Southwest
Welland1.7571903.3132553.6631095.099020        10,543        14,058        17,572905-735-1700Southwest
Windsor1.9396613.7263224.4783255.017512        11,638        15,517        19,397877-746-4311Southwest
London1.0958752.3894413.3785973.378597          6,575          8,767        10,959519-661-2489Southwest
Niagara Falls1.5050632.8165653.2256954.435927          9,030        12,041        15,051905-356-7521Southwest
Kenora1.3090352.0304012.6616282.955724          7,854        10,472        13,090807-467-2000North
North Bay1.6643203.1605273.7212822.995848          9,986        13,315        16,643705-474-0400North
Parry Sound1.6696452.4499363.3376902.949856        10,018        13,357        16,696705-746-2101North
Sault Ste. Marie1.7206551.8492033.9762537.539246        10,324        13,765        17,207705-759-5290North
Sudbury1.6495233.0936683.7413526.071108          9,897        13,196        16,495705-671-2489North
Thunder Bay1.7089213.2492843.9607234.568834        10,254        13,671        17,089807-625-2230North
Timmins1.9331033.4376994.4046045.330258        11,599        15,465        19,331North
© John Owen, 2023

Ontario Property Tax Rates by City for 2022

Which city has the highest property taxes in Ontario?

The city with the highest property taxes in Ontario in 2023 is Windsor, with a rate of 1.939661!

For 2023, Oshawa has the highest property tax rate in the GTA at 1.376207%.

Which city has the lowest taxes in Ontario?

Markham has the lowest property tax rate in the province in 2023 at 0.662708%.

The rates listed in some of the communities that are located outside of the GTA might help to placate those who think they have the highest tax rates. The grass isn't always greener!

If you look at the average property in each city, the difference in assessed values for similar properties actually makes our area comparable in municipal taxes paid to other GTA cities.

Understanding the municipal tax process

First, we need to understand that our municipal governments have to provide similar services, regardless of how much our properties are worth. In virtually all budgets, the number one expense is for the salaries of public employees - police, fire, EMS, municipal workers, road maintenance, etc. Those people make roughly the same amount from one community to the next.

In those cities with higher average property values, they can apply a lower tax rate to come up with a similar amount of revenue. Of course, there will be differences based on population size and other factors, but you get the idea.

Without delving too much into the process, they establish a budget, and determine from that how much revenue needs to come from property taxes. They then adjust what is called the millage (or mill) rate of each property type to come up with the amount needed to reach the revenue target.

Changes to the assessment value and rate each year are designed to be revenue-neutral. This means that when your MPAC assessment increases, it will be multiplied by a lower tax rate to come up with the same amount of tax. Of course, this assumes that you haven't made any material change to your property, and also that the municipality hasn't increased it's budget. Budgets do increase, for inflation and changes in service levels.

Toronto vs. Oshawa Taxes

For example, the City of Toronto has one of the lowest rates in the province. That may sound wonderful, but when you take into account that it also has one of the highest property assessment averages, the actual amount of municipal tax you pay there isn't much different than in other places.  For example, the average assessment for a single family home in 2016 was $770,000 in Toronto, and in Oshawa, it was $356,000.  

- Toronto $770,000 times 0.688% or $5,298
- Oshawa $356,000 times 1.561% or $5,557

Assessments are completed every 4 years by the Municipal Property Assessment Corporation (MPAC). An increase to the assessment value of a home is phased in over a 4 year period, whereas a decrease is applied immediately when calculating taxes.

Also, when you buy a property in Toronto, you must also pay a Municipal Land Transfer Tax on top of the Provincial Land Transfer Tax.  This is a particularly heavy burden for this market, as it adds more to the closing costs that need to be saved for along with the down payment, making it even more difficult in one of the most expensive areas for real estate in Canada.

How property taxes impact the average homeowner

Using the information from the previous table, and average property assessment values for 2016 (MPAC statistics), let's see how the average single family home fares:


 Average Value 

2016 Rate

Property  Tax

 Toronto   $770,000   0.688   $5,298 
 Mississauga 736,000  0.874  6,433 
 Markham 991,000  0.783  7,760 
 Richmond  Hill 1,028,000  0.811  8,337 
 Oshawa 356,000  1.561  5,557 
 Whitby 533,000  1.294  6,897 
 Pickering  563,000  1.266  7,128 
 Ajax 511,000  1.266  6,469 
 Clarington  402,000  1.330  5,347 
 Scugog 414,000  1.213  5,022 

Of course, these figures only represent averages. On higher-end properties, the rates will have a bigger impact. The rates are also different for different property types, and there are many variations of classes in commercial and industrial properties.  If you have a question regarding another type or another municipality in the area, you can contact me and I would be happy to explain further.

Related articles:

Property Tax Calculator - Durham Region

Why are Property Tax Rates so High in Oshawa?


Tom Muench (Richmond Hill Councillor) on Oct 25, 2020 12:44 PM posted:
Very well researched information Congratulations

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