If you bought an average detached home in Whitby in 2010, with a 5% down payment, your down payment would have been $17,652.50 on a price of $353,050.
In just 5 years, that average home would now be worth $568,951. You would have made $215,901 in equity on your home. But you only invested a down payment of $17,652.50 - your gain on that...